Products

Southern Cross’ plans provide a range of flexible options, offering your clients the freedom to decide what they need in a health insurance policy. The following health insurance plans are available through financial advisers.

VIP family of plans

VIP includes cover for surgery and medical treatment in hospital and can be enhanced by adding cover for specialists, imaging and tests, doctor and prescription charges, and dental and optical costs.  Excess options can reduce the premium costs.  More detail >>

First Cover

First Cover includes cover for surgery and medical treatment in hospital, then lets your clients add cover for specialists and tests. Some cover for day-to-day expenses can also be added. It’s a ‘shared cover’ plan that reimburses up to 80% of costs. This helps to keep the premiums affordable. More detail >>

Critical Illness

Critical Illness is offered to members as an affordable add-on to their existing policy, providing for a one-off lump sum payment if members are diagnosed with a qualifying critical illness such as cancer or a stroke.  More detail >>